We at MPOWER (collectively, \u201cwe\u201d or \u201cus\u201d) are proud to offer you financial services and products that help remove financial barriers to higher education. We value openness and honesty so we wanted to tell you how we collect and protect the information you provide us through this website.<\/span><\/p>\n This website policy describes how MPOWER (including its partners) collects, uses, protects, and shares your information in connection with MPOWER\u2019s website at <\/span>www.mpowerfinancing.com<\/span><\/a> (\u201cWebsite\u201d), MPOWER\u2019s mobile application, and any student lending or related services (\u201cServices\u201d) offered through the Website. The terms \u201cMPOWER\u201d or \u201cCompany,\u201d refer to MPOWER Financing, Public Benefit Corporation.<\/span><\/p>\n Please note that this privacy policy does not apply to information about you that you provide to us offline or that third parties collect from you.<\/span><\/p>\n <\/p>\n MPOWER collects several types of information about you, from you and from third parties, including information:<\/span><\/p>\n <\/p>\n We collect this information:<\/span><\/p>\n <\/p>\n MPOWER Financing\u2019s mobile campaign, short code number 50852, may collect mobile data but it will not be shared outside of MPOWER<\/strong><\/em><\/p>\n <\/p>\n The information MPOWER collects on or through our Website may include:<\/span><\/p>\n We may sometimes supplement the information you submit to us with information from third party sources. For example, if permitted by law, we may supplement your borrower inquiry information with address standardization data to make sure the address you have entered is correct.<\/span><\/p>\n <\/p>\n MPOWER may automatically collect certain information about how you use our Website, including:<\/span><\/p>\n <\/p>\n The information we collect automatically helps us improve our Website and Services by letting us:<\/span><\/p>\n <\/p>\n To automatically collect this information, we may use:<\/span><\/p>\n <\/p>\n Some browsers have \u201cDo Not Track\u201d features that allow you to tell a website not to collect information about your online activities over time and across third-party websites or other online services. How browsers communicate the Do Not Track signal is not yet uniform. As a result, our Website is not yet set up to interpret or respond to Do Not Track signals communicated by your browser.<\/span><\/p>\n Some content or applications, including advertisements, on our Website are served by third-parties that may include advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies,\u00a0 either alone or in conjunction with web beacons or other tracking technologies, in order to collect information about you when you use our Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.<\/span><\/p>\n We do not control these third parties\u2019 tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.<\/span><\/p>\n <\/p>\n MPOWER uses your information to:<\/span><\/p>\n <\/p>\n We may also use your information to:<\/span><\/p>\n <\/p>\n MPOWER may share information from or about you with:<\/span><\/p>\n You can review and change your personal information by logging into our Website and visiting your account profile page.<\/span><\/p>\n You may also contact us at <\/span>https:\/\/www.mpowerfinancing.com\/contact-us\/<\/span><\/a> to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.<\/span><\/p>\n <\/p>\n MPOWER aims to make sure your information is safe and to protect you against fraud. When you fill out the borrower inquiry form or registration form on our Website, the information you provide is sent directly to our third party cloud-based Customer Relationship Management (CRM) provider using a SSL\/TLS, bank-grade encryption that complies with PCI Security Standards. When you provide information that we use to determine whether you qualify for a loan, the information you provide is delivered using a secured email protocol document exchange that uses SSL, bank-grade encryption that is PCI-compliant. Only authorized employees can access your information, and only after they verify their identity. MPOWER does not store your personal information on our company systems. Instead, your personal information is stored in data centers that are protected by physical, electronic, and procedural safeguards.<\/span><\/p>\n <\/p>\n MPOWER does not intend to collect or solicit any information from children under the age of 13 and MPOWER\u2019s Services are not directed to children under the age of 13. If we learn that we have collected information from a child under the age of 13, we will delete that information as soon as possible. If you believe that we might have any information regarding a child under 13, please contact us at <\/span>https:\/\/www.mpowerfinancing.com\/contact-us\/<\/span><\/a>.<\/span><\/p>\n <\/p>\nINFORMATION WE COLLECT ABOUT YOU AND HOW WE COLLECT IT<\/b><\/h5>\n
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INFORMATION YOU PROVIDE TO US<\/b><\/h5>\n
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INFORMATION WE COLLECT AUTOMATICALLY<\/b><\/h5>\n
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ONLINE TRACKING & THIRD-PARTY INFORMATION GATHERING<\/b><\/h5>\n
HOW WE USE YOUR INFORMATION<\/b><\/h5>\n
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SHARING YOUR INFORMATION<\/b><\/h5>\n
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ACCESSING AND CORRECTING YOUR INFORMATION<\/b><\/h5>\n
HOW WE PROTECT YOUR INFORMATION<\/b><\/h5>\n
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CHILDREN UNDER THE AGE OF 13<\/b><\/h5>\n
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CHANGES TO OUR PRIVACY POLICY<\/b><\/h5>\n